.horo-home-2026 {
  --home-ink: var(--horo-ink, #14233b);
  --home-navy: var(--horo-navy, #0b376b);
  --home-blue: var(--horo-blue, #0e73bd);
  --home-gold: var(--horo-gold, #e7a928);
  --home-teal: var(--horo-teal, #168b8b);
  --home-line: var(--horo-line, #dbe4ee);
  color: var(--home-ink);
  overflow: hidden;
}

.horo-home-2026 a { color: inherit; }

.horo-home-hero {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.45fr) minmax(280px, 0.75fr);
  gap: 28px;
  align-items: center;
  min-height: 430px;
  padding: clamp(30px, 5vw, 66px);
  border-radius: 24px;
  overflow: hidden;
  color: #fff;
  background:
    radial-gradient(circle at 9% 12%, rgba(255, 207, 92, 0.24) 0 2px, transparent 3px),
    radial-gradient(circle at 85% 18%, rgba(255, 255, 255, 0.22) 0 1px, transparent 2px),
    radial-gradient(circle at 72% 78%, rgba(255, 207, 92, 0.18) 0 2px, transparent 3px),
    linear-gradient(135deg, #081d3b 0%, #0c4d8a 56%, #087d91 100%);
  box-shadow: 0 24px 55px rgba(7, 35, 72, 0.25);
}

.horo-home-hero::before,
.horo-home-hero::after {
  content: '';
  position: absolute;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 50%;
  pointer-events: none;
}

.horo-home-hero::before {
  width: 360px;
  height: 360px;
  right: -130px;
  top: -145px;
  box-shadow: 0 0 0 40px rgba(255, 255, 255, 0.025), 0 0 0 90px rgba(255, 255, 255, 0.02);
}

.horo-home-hero::after {
  width: 210px;
  height: 210px;
  left: 44%;
  bottom: -160px;
  box-shadow: 0 0 0 32px rgba(231, 169, 40, 0.05);
}

.horo-home-hero-copy,
.horo-home-question-panel { position: relative; z-index: 1; }

.horo-home-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
  color: #ffdd83;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.12em;
}

.horo-home-eyebrow::before { content: ''; width: 28px; height: 2px; background: currentColor; }

.horo-home-hero h1 {
  margin: 0;
  max-width: 720px;
  color: #fff;
  font-size: clamp(34px, 5vw, 62px);
  font-weight: 700;
  line-height: 1.08;
  letter-spacing: -0.035em;
}

.horo-home-hero h1 em { color: #ffd66f; font-style: normal; }

.horo-home-hero-copy > p {
  max-width: 650px;
  margin: 20px 0 0;
  color: rgba(255, 255, 255, 0.8);
  font-size: 16px;
  line-height: 1.8;
}

.horo-home-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }

.horo-home-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 12px 20px;
  border-radius: 999px;
  font-weight: 700;
  transition: transform 0.2s ease, background-color 0.2s ease, box-shadow 0.2s ease;
}

.horo-home-button:hover,
.horo-home-button:focus { color: inherit; text-decoration: none; transform: translateY(-2px); }

.horo-home-button-primary { color: #12243b !important; background: #ffd66f; box-shadow: 0 12px 28px rgba(5, 20, 42, 0.22); }
.horo-home-button-quiet { color: #fff !important; border: 1px solid rgba(255, 255, 255, 0.38); background: rgba(255, 255, 255, 0.08); }

.horo-home-question-panel {
  padding: 12px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 20px;
  background: rgba(5, 27, 55, 0.38);
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(12px);
}

.horo-home-question-label {
  margin: 4px 8px 10px;
  color: rgba(255, 255, 255, 0.62);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
}

.horo-home-question-panel > a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 54px;
  padding: 12px 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  color: #fff;
  font-weight: 500;
  transition: padding 0.18s ease, background-color 0.18s ease;
}

.horo-home-question-panel > a:hover,
.horo-home-question-panel > a:focus { padding-left: 20px; color: #fff; text-decoration: none; background: rgba(255, 255, 255, 0.08); }
.horo-home-question-panel > a span { display: inline-flex; align-items: center; gap: 11px; }
.horo-home-question-panel > a span i { width: 24px; color: #ffd66f; text-align: center; }
.horo-home-question-panel small { display: block; padding: 12px 8px 4px; color: rgba(255, 255, 255, 0.52); font-size: 10px; }

.horo-home-section { padding: clamp(48px, 7vw, 82px) clamp(4px, 2vw, 18px) 0; }

.horo-home-section-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 24px;
}

.horo-home-section-heading span { display: block; margin-bottom: 5px; color: var(--home-blue); font-size: 12px; font-weight: 700; letter-spacing: 0.08em; }
.horo-home-section-heading h2 { margin: 0; color: var(--home-ink); font-size: clamp(25px, 3vw, 36px); font-weight: 700; line-height: 1.25; }
.horo-home-section-heading > p { max-width: 480px; margin: 0; color: #6a7482; line-height: 1.7; text-align: right; }

.horo-home-service-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }

.horo-home-service-card {
  position: relative;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  gap: 15px;
  align-items: center;
  min-height: 120px;
  padding: 18px;
  border: 1px solid var(--home-line);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 10px 28px rgba(19, 43, 72, 0.06);
  transition: transform 0.2s ease, border-color 0.2s ease, box-shadow 0.2s ease;
}

.horo-home-service-card:hover,
.horo-home-service-card:focus { color: var(--home-ink); text-decoration: none; transform: translateY(-4px); border-color: var(--card-accent, var(--home-blue)); box-shadow: 0 18px 38px rgba(19, 43, 72, 0.12); }

.horo-home-service-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  color: #fff;
  font-size: 21px;
  background: var(--card-accent, var(--home-blue));
}

.horo-home-service-copy strong,
.horo-home-service-copy small { display: block; }
.horo-home-service-copy strong { margin-bottom: 5px; color: var(--home-ink); font-size: 16px; }
.horo-home-service-copy small { color: #707a87; font-size: 12px; line-height: 1.55; }
.horo-home-card-arrow { color: #a9b3bf; transition: transform 0.18s ease, color 0.18s ease; }
.horo-home-service-card:hover .horo-home-card-arrow { color: var(--card-accent, var(--home-blue)); transform: translateX(4px); }

.horo-tone-gold { --card-accent: #d79b19; }
.horo-tone-blue { --card-accent: #2476c5; }
.horo-tone-teal { --card-accent: #168b8b; }
.horo-tone-coral { --card-accent: #db624d; }
.horo-tone-navy { --card-accent: #29496f; }
.horo-tone-sage { --card-accent: #678952; }

.horo-home-directory-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px; }

.horo-home-directory-card {
  padding: clamp(20px, 3vw, 30px);
  border-radius: 22px;
  background: #f3f7fb;
  border: 1px solid #e0e8f0;
}

.horo-home-directory-card:nth-child(2),
.horo-home-directory-card:nth-child(3) { background: #fff8e9; border-color: #f1dfb6; }
.horo-home-directory-head { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 18px; }
.horo-home-directory-head > span { color: var(--home-gold); font-size: 26px; font-weight: 700; line-height: 1; }
.horo-home-directory-head h3 { margin: 0 0 4px; color: var(--home-ink); font-size: 19px; font-weight: 700; }
.horo-home-directory-head p { margin: 0; color: #7a8490; font-size: 12px; }
.horo-home-directory-card ul { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0 18px; margin: 0; padding: 0; list-style: none; }
.horo-home-directory-card li { border-top: 1px solid rgba(39, 64, 91, 0.11); }

.horo-home-directory-card li a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  min-height: 43px;
  color: #34455b;
  font-size: 13px;
  transition: color 0.18s ease, padding 0.18s ease;
}

.horo-home-directory-card li a:hover,
.horo-home-directory-card li a:focus { padding-left: 5px; color: var(--home-blue); text-decoration: none; }
.horo-home-text-link { display: inline-flex; align-items: center; gap: 9px; color: var(--home-blue) !important; font-weight: 700; }
.horo-home-text-link:hover,
.horo-home-text-link:focus { text-decoration: none; }

.horo-home-article-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 15px; }
.horo-home-article-group { overflow: hidden; border: 1px solid var(--home-line); border-radius: 18px; background: #fff; }
.horo-home-article-group header { display: flex; align-items: center; gap: 11px; padding: 17px 18px; background: var(--article-tint, #f2f7fb); }
.horo-home-article-group header span { display: inline-flex; align-items: center; justify-content: center; width: 34px; height: 34px; border-radius: 10px; color: #fff; background: var(--article-accent, var(--home-blue)); }
.horo-home-article-group h3 { margin: 0; color: var(--home-ink); font-size: 16px; font-weight: 700; }
.horo-home-article-group ol { margin: 0; padding: 4px 18px 12px 48px; }
.horo-home-article-group li { padding-left: 3px; color: var(--article-accent, var(--home-blue)); font-size: 12px; font-weight: 700; }
.horo-home-article-group li + li { border-top: 1px solid #edf0f4; }

.horo-home-article-group li a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  min-height: 48px;
  color: #3b4859;
  font-weight: 500;
  line-height: 1.45;
}

.horo-home-article-group li a:hover,
.horo-home-article-group li a:focus { color: var(--article-accent, var(--home-blue)); text-decoration: none; }

.horo-article-tone-rose { --article-accent: #c94f6b; --article-tint: #fff1f4; }
.horo-article-tone-blue { --article-accent: #3679b9; --article-tint: #eef6ff; }
.horo-article-tone-gold { --article-accent: #c48b12; --article-tint: #fff8e7; }
.horo-article-tone-sage { --article-accent: #65884e; --article-tint: #f1f7ec; }
.horo-article-tone-coral { --article-accent: #cf634e; --article-tint: #fff1ed; }
.horo-article-tone-navy { --article-accent: #365273; --article-tint: #eef2f7; }

.horo-home-closing {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
  margin: clamp(52px, 7vw, 86px) 4px 8px;
  padding: clamp(25px, 4vw, 40px);
  border-radius: 22px;
  color: #fff;
  background: linear-gradient(115deg, #0c4b83, #087d84);
}

.horo-home-closing span { color: #ffdc7e; font-size: 12px; font-weight: 700; }
.horo-home-closing h2 { margin: 5px 0 6px; color: #fff; font-size: clamp(21px, 3vw, 30px); font-weight: 700; }
.horo-home-closing p { margin: 0; color: rgba(255, 255, 255, 0.72); line-height: 1.7; }

.horo-home-closing > a {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 13px 19px;
  border-radius: 999px;
  color: #14233b;
  font-weight: 700;
  background: #ffdc7e;
}

.horo-home-closing > a:hover,
.horo-home-closing > a:focus { color: #14233b; text-decoration: none; transform: translateY(-2px); }

.horo-home-hero-copy,
.horo-home-question-panel,
.horo-home-service-card,
.horo-home-directory-card,
.horo-home-article-group { animation: horo-home-rise 0.52s ease both; }
.horo-home-question-panel { animation-delay: 0.08s; }
.horo-home-service-card:nth-child(2), .horo-home-directory-card:nth-child(2), .horo-home-article-group:nth-child(2) { animation-delay: 0.05s; }
.horo-home-service-card:nth-child(3), .horo-home-directory-card:nth-child(3), .horo-home-article-group:nth-child(3) { animation-delay: 0.1s; }
.horo-home-service-card:nth-child(4), .horo-home-directory-card:nth-child(4), .horo-home-article-group:nth-child(4) { animation-delay: 0.15s; }
.horo-home-service-card:nth-child(5), .horo-home-article-group:nth-child(5) { animation-delay: 0.2s; }
.horo-home-service-card:nth-child(6), .horo-home-article-group:nth-child(6) { animation-delay: 0.25s; }

@keyframes horo-home-rise {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (max-width: 980px) {
  .horo-home-hero { grid-template-columns: 1fr; }
  .horo-home-question-panel { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .horo-home-question-label,
  .horo-home-question-panel small { grid-column: 1 / -1; }
  .horo-home-question-panel > a:nth-of-type(2),
  .horo-home-question-panel > a:nth-of-type(4) { border-left: 1px solid rgba(255, 255, 255, 0.12); }
  .horo-home-service-grid,
  .horo-home-article-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 700px) {
  .horo-home-hero { min-height: 0; padding: 28px 18px; border-radius: 16px; box-shadow: 0 16px 34px rgba(7, 35, 72, 0.2); }
  .horo-home-hero h1 { font-size: clamp(30px, 10vw, 42px); }
  .horo-home-hero-copy > p { margin-top: 15px; font-size: 14px; line-height: 1.7; }
  .horo-home-question-panel { backdrop-filter: none; }
  .horo-home-section { padding-top: 46px; }
  .horo-home-section-heading { display: block; }
  .horo-home-section-heading > p,
  .horo-home-section-heading > .horo-home-text-link { display: block; margin-top: 10px; text-align: left; }
  .horo-home-service-grid,
  .horo-home-directory-grid,
  .horo-home-article-grid { grid-template-columns: 1fr; }
  .horo-home-directory-card ul { grid-template-columns: 1fr; }
  .horo-home-closing { display: block; }
  .horo-home-closing > a { margin-top: 18px; }
  .horo-home-hero-copy,
  .horo-home-question-panel,
  .horo-home-service-card,
  .horo-home-directory-card,
  .horo-home-article-group { animation: none; }
}

@media (max-width: 480px) {
  .horo-home-question-panel { display: block; }
  .horo-home-question-panel > a:nth-of-type(2),
  .horo-home-question-panel > a:nth-of-type(4) { border-left: 0; }
  .horo-home-service-card { grid-template-columns: auto minmax(0, 1fr); }
  .horo-home-card-arrow { display: none; }
}

@media (prefers-reduced-motion: reduce) {
  .horo-home-2026 *,
  .horo-home-2026 *::before,
  .horo-home-2026 *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}